So the saying goes “If you can’t afford travel insurance, then you can’t afford to travel.” Is this true or just a way to get extra money from you?
We hear it all the time – “We get free travel insurance with our credit card” or “It doesn’t matter, I’m not taking anything important” and the big one “Travel insurance companies will just tell you the horror stories to get you to buy insurance”.
OK yes, there is truth in all those, or at least partly.
Yes, there is an insurance component with credit cards, but not all covers are the same! We have had instances where clients fell ill overseas after eating some dodgy food and required medical attention. The claim was denied because the dinner wasn’t paid for with that same credit card! A lot of free credit card insurances are also a blanket policy not an individual one. Make sure you check the policy thoroughly!
In a lot of cases, you will travel with no issues at all. You won’t have to experience the nightmare of needing medical attention in a foreign country. But if you do, getting what you need is worth every cent!
And for those of you having a wonderful Destination Wedding, most basic insurance policies will not have enough cover for those Jimmy Choo heels or Vera Wang dress! That is where specific wedding insurance is important too.
Click on the below links for more information. Then you can put your feet up and relax!